sell mortgage note property

Mortgage Note Payment Options

Know your options before you sell a mortgage note and be sure to conduct business with a company that will look out for your best interests. With The Mortgage Buyer, you are always in control of how your sale is structured.

The Mortgage Buyer, Inc. offers a number of creative alternatives regarding the sale of your mortgage note. Each option is customized to provide you with the cash you need, when you need it. Most people who want to sell a mortgage note only consider selling all of their remaining payments. However, there are many situations where selling only a portion of your mortgage note payments, rather than all of them, will best accomplish your goals and provide the greatest financial results. As the mortgage note holder, you are always in control of how the sale of your mortgage note is structured. Below, we describe three of our most popular purchase plans:

Full Purchase

Our full purchase option means that we purchase all of the remaining payments on your mortgage note. This is our most popular purchase plan because it allows the Seller to completely liquidate their investment. Many people prefer this option because it provides them with the largest amount of up-front cash. Other people choose it because it gives them complete freedom from their mortgage note investment. Any problems encountered with the mortgage note after the sale is completed is no longer their concern or responsibility.

Partial Purchase

Our partial purchase option means that we purchase only a portion of the payments remaining on the mortgage note. This purchase plan often makes the most sense for people who would like to generate a specific amount of cash. In many cases, the amount of cash needed by the Seller is less than the full sale value of their mortgage. In these situations, the Seller will receive their best value by selling just enough of the monthly payments to raise the specific amount of cash they need. If you choose this type of purchase plan you will receive the purchase price in cash when the sale of the mortgage note closes. You will also resume collecting monthly payments again after all our purchased payments have been received.

Split-Payment Purchase

Our split-payment purchase option means that we purchase only a fraction of each of the payments remaining on the mortgage note. This purchase plan is popular because it allows the Seller to receive a lump sum of cash now - while at the same time keeping some monthly cash flow to help with every day expenses. For example, if the scheduled mortgage note payments are $500 per month, you can sell just a portion of that payment (say $300) for a lump sum of cash now and retain the balance of $200 ($500 less $300) to be received by you from each monthly mortgage note payment.


Your partial purchase plan was quick, easy and completely solved my problem. I actually enjoyed our transaction. Thanks!

P. Ponga, Yonkers, NY

Receive a confidential, no-obligation mortgage note purchase proposal from The Mortgage Buyer, or if you prefer, contact us by phone at (800) 618-2485 or email The Mortgage Buyer.